Building a brighter financial future

A better way to borrow

We deliver solutions to help borrowers and investors reach their goals.

Apply Now

How everything works

Apply in minutes

Get personal loan options customized based on what you tell us.

Choose a loan program

Select the rate, term, and payment options you like best.

Get Funded

Your loan could be sent straight to
your bank account.

Why Us?

You’re in 
good hands

We specialize in all facets of lending, especially alt-doc lending, in multiple states, with the promise of offering the lowest interest rates in the nation compared to any competing lender with similar guidelines. If we say “yes” consider it done.

Apply Online

No Hidden Fees

Get Funded Fast

No Credit Checks

Same Day Approvals

No Appraisals

Learn More
OPTIONS FOR EVERYONE

Choose your loan program

Our programs are ideal for a variety of borrowers ranging from those who require a fast close to others who may have poor credit history. We have a variety options for different needs and wants.

Lowest Rates

SIVA ELITE

Lowest non-QM interest rates in the nation and is now available to both W2 and self-employed borrowers.

Most Popular

SIVA SIMPLE

Private money sources while having rates similar to a conventional product.

Long Term Fixed

SIVA PREFERRED

Designed for borrowers with less than perfect credit and an excellent alternative to the elite product.

Lowest Rates

PRIVATE LENDING

Our private money loans are solely based on LTV and property location.

No Standard Requirements

FOREIGN NATIONAL

All we need is a passport and your desire to buy in the us and we’ll handle the rest.

Testimonials

What peopleare saying

“I have worked with TLA Bancorp on many deals. They offer very unique programs for those hard-to-place loans and always seem to find a way to get deals done.”

Fred B.
Los Angeles, CA

“We have worked with some of the staff at TLA since the mortgage meltdown. They have been able to provide programs needed for our clients with terms and conditions needed in a marketplace that was not available. We will continue to work with them in the future.”

Tony R.
Los Angeles, CA

“TLA Bancorp has helped me with the sale of my condo, the purchase of a new home, and a few refinances. They’re very honest and upfront, educated and knowledgeable about the lending practices of current times, and a great company to work with. They will do their best to get the job done. I’ve referred them to all of my friends and family and will continue to use them for all my real estate endeavors. With confidence!”

Renee S.
Los Angeles, CA

Have a question?

Chat

Chat directly with the our
 expert support team.

Chat with us

Email

Reach our expert support 
team by email.

Email Us

Phone

Talk with the our support 
team over the phone.

Call Us

Ready to get started?

Your loan approval starts here

A new loan could be just a few screens away. Get started now – no commitment involved.

Apply Now